Reinventing Healthcare

Taking care of your health should not ebb and flow because of misunderstood benefits or the size of your wallet. As an alternative to major medical insurance, we're blazing a new trail. We'll reinvent the way you see healthcare.

Our affordable plans can offer:

A Passion to Change the
Health Benefits Landscape

IHP was formed out of a vision to provide employers, big and small, with more. More options, more benefits, and more ways to use those benefits. We deliver quality, affordable healthcare with a clear, and distinct, schedule of benefits.

Brokers

Our products are rooted in innovation, are fully compliant, and offer a fixed schedule of benefits helping to eliminate the year-over-year benefit cost increases clients typically see with other health plans.

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Members

Affordability is the last thing we want our members to worry about, which is why we offer plans that are guaranteed issue, and offer zero co-pay and deductible.

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Providers

Get easy access to eligibility, claim status and more through our provider portal.

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Employers

We offer quality, compliant benefit options and work hard to eliminate year-over-year cost increases. With IHP, administration is as simple as our plan designs--allowing you time to focus on other strategic initiatives.

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Check out our Plans

Minimum Essential Coverage

4 Plan Options
Meets ACA compliance and avoids A Penalty
0$ Copay for preventive services, telemedicine, and preventive generic drugs
Access to PHCS/Multiplan networks
Level-Funded and Fully-Insured plans available

Minimum Value Plan

Several affordable Alternative Health Plan Options
Meets ACA compliance and avoids B Penalty
Co-pay driven plans and $0 co-pay for telemedicine
Provides in- and out-patient hospitalization
Level-Funded Fixed Premium
Multiple deductible plans available
Provides Behavioral Health Services

Dental, Vision, and Hearing

3 Dental Plan Options, with annual max up to $3000
No additional rider cost if bundled with Vision or Vision and Hearing
Vision benefit of $200 per plan year
Hearing Aid benefit of $500 per plan year
Simplified quoting with fixed rates across all approved states

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Why IHP?

IHP was formed out of a vision to change the healthcare benefits landscape—making benefits more affordable, in a market where costs consistently increase.

Employer Groups

Members Enrolled

Broker Partners

Retention Rate