IHP Frequently Asked Questions
IHP provides an alternative to major medical insurance offering quality health plan options that are both affordable and compliant to small and mid-size employers. We handle everything for our clients—from the most simplistic benefit packages to the most complex.
IHPlans offers alternative health insurance solutions to small and mid-sized employers in select states across the country. Contact us to find more information on eligibility requirements.
Our MVP plan offerings ensure no individual health questionnaires.
IHP offers a portfolio of plans from level funded to fully insured. Reach out today to find the plan best suited for your clients.
Our partners include some of the nation’s most trusted medical, pharmacy, dental, vision, & hearing networks to ensure nationwide access to benefits for our members and clients.
IHP typically works with employers who have 2 to 300 eligible employees.
Yes, We currently insure employees in all 50 states. Please contact us for product and state availability.
A healthcare network refers to a group of healthcare providers, such as doctors, hospitals, clinics, specialists, and other healthcare facilities, that have an agreement with an insurance company or a healthcare organization to provide medical services to patients who are covered by their insurance plans. Healthcare networks are created to ensure that individuals who have health insurance can access medical care from a variety of providers at negotiated rates.
Telemedicine refers to the practice of delivering medical services remotely using technology. It allows patients to consult with healthcare providers and receive medical care without having to visit a physical clinic or hospital. Patients can communicate with healthcare professionals through video calls, phone calls, or secure messaging platforms. They can discuss their symptoms, receive a diagnosis, obtain medical advice, and even get prescriptions without the need for an in-person appointment.
Yes, varying per plan, examples of included benefits are:
- Preventative & wellness services
- Hospital and facility services
- Primary and specialty services
- Urgent care and emergency services
- Telemedicine
- Prescription drugs
- Nationwide provider network
