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Revolutionize Health Coverage with IHP's MVP Plan: The Ultimate Solution for Brokers and Employer Groups


Are you a broker or employer seeking to offer a game-changing health insurance plan to your employer groups? Look no further than IHP's Level-Funded Minimum Value Plan (MVP), a top-tier solution designed to meet the diverse needs of businesses and their employees. In this blog, we'll delve into the exceptional benefits of IHP's MVP plan, highlighting its innovative features, comprehensive coverage options, and unparalleled advantages for both brokers and employer groups.

What is the IHP MVP Plan?

IHP Health Insurance is recognized as a reputable frontrunner in the health insurance sector, consistently delivering innovative and exceptional services. Our Level-Funded MVP health plans are intricately designed to cater to the requirements of employers and employees alike.

Within IHP, we acknowledge the dynamic nature of health insurance and its pivotal importance in safeguarding the welfare of employees. Our MVP plan exemplifies our dedication to innovation, cost-effectiveness, and comprehensive coverage.

Key Features of IHP's MVP Health Plan:

  1. No Deductible, Co-Pay Driven: Say goodbye to hefty deductibles! Our MVP plan is designed to be co-pay driven, offering immediate access to essential healthcare services without the burden of meeting deductibles.
  2. Simplified Underwriting: Streamlined processes mean quicker approvals and hassle-free enrollment for employees. With simplified underwriting, the path to coverage is smoother than ever before.
  3. Avoids B Penalty: IHP's MVP plan ensures compliance with healthcare regulations, helping employers avoid the dreaded B Penalty. Stay in the clear and focus on what matters – the health and well-being of employees.
  4. Four Plan Options, Increasing Coverage: We believe in choice. With four distinct plan options, employers can select the coverage level that best suits their workforce, from basic essentials to comprehensive benefits.
  5. $0 Copay on Generic Drugs (No Specialty Drugs): Access to essential medications is made affordable with our MVP plan. Employees enjoy a $0 copay on generic drugs, ensuring that healthcare remains accessible and cost-effective.
  6. Covers >60% of Allowed Cost: Our MVP plan provides robust coverage, exceeding 60% of the allowed cost for a wide range of medical services. Employees can rest assured that their healthcare needs are well-covered.
  7. 50 State Solution: IHP's MVP plan offers nationwide coverage, providing employees with access to quality healthcare services no matter where they are located. From coast to coast, we've got you covered.
  8. Meets "Affordability" Requirement: Employers can meet the "affordability" requirement under the Affordable Care Act (ACA) with our MVP plan. Stay compliant while offering employees a competitive and comprehensive health benefit.
  9. Substantial In- and Out-Patient Hospitalization Coverage: Comprehensive coverage extends to in-patient and out-patient hospitalization, ensuring that employees receive the care they need, when they need it most.
  10. Can Exist with Traditional Plans: The flexibility of our MVP plan allows it to coexist seamlessly with traditional health plans. Employers can offer diverse coverage options without complexity or overlap.

The Advantages of IHP's Level Funded MVP Plans for Brokers:

As a broker, partnering with IHP to offer the MVP plan to your employer groups opens up a world of advantages:

  1. Differentiation: Stand out in the competitive market with a best-selling health plan that meets the diverse needs of businesses.
  2. Increased Revenue: Offer a top-tier plan that attracts employer groups, leading to increased client retention and revenue.
  3. Simplified Sales: With its attractive features and benefits, the IHP MVP plan practically sells itself, making your job as a broker easier and more rewarding.
  4. Client Satisfaction: Provide your employer groups with a comprehensive, affordable, and flexible health plan that enhances employee satisfaction and retention.

How to Offer IHP Fully Insured MVP Plans to Employer Groups:

  1. Consultation: Reach out to an IHP representative to discuss your employer group's specific needs and preferences.
  2. Customized Solutions: IHP will work with you to tailor a Fully Insured MVP plan that aligns with your employer group's requirements and budget.
  3. Enrollment Assistance: IHP provides seamless enrollment processes, making it easy for employer groups to sign up and offer these valuable benefits to their employees.
  4. Ongoing Support: From implementation to ongoing support, IHP remains committed to ensuring a smooth and successful experience for both brokers and employer groups.

Conclusion: Empowering Employers, Enriching Employee Lives

In a world where healthcare costs continue to rise, the IHP MVP plan stands as a beacon of affordability, quality, and flexibility. For brokers seeking to offer a plan that resonates with employer groups, the MVP plan is the ultimate solution.

Are you ready to revolutionize health coverage for your clients? Partner with IHP and unlock the potential of our Level-Funded Minimum Value Plan (MVP). Contact us today to learn more about how the MVP plan can transform the health benefits landscape for your employer groups. With IHP, the future of health coverage is brighter than ever before.

Let's Take The Next Step

Change the way you view healthcare with IHP, and we'll help you create an environment of Health, Simplified.