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Empower Your Clients with IHP's Level-Funded Minimum Essential Coverage (MEC) Health Plans


In the ever-evolving landscape of health insurance, brokers and employers are constantly seeking innovative solutions to meet the needs of their employer groups. Enter IHP Health Insurance, with its cutting-edge Level-Funded Minimum Essential Coverage (MEC) plans designed to revolutionize the health insurance experience. If you're looking to offer your clients a comprehensive, cost-effective, and penalty-avoiding solution, look no further than IHP's MEC health plans.

What Are IHP Level-Funded MEC Plans?
IHP Health Insurance: As a trusted leader in the health insurance industry, IHP stands at the forefront of innovation and excellence. Our Level-Funded MEC health plans are meticulously crafted to meet the needs of both employers and employees.

Minimum Essential Coverage (MEC): Under the Affordable Care Act (ACA), MEC health plans offer essential benefits that meet the federal requirements for health coverage. This ensures that employers and individuals avoid penalties under the Employer Mandate (Part-A) while providing comprehensive healthcare benefits.

Key Features of IHP Level-Funded (MEC) Health Plans

  1. No Deductible, Co-Pay Driven: With IHP's MEC plans, employees enjoy the benefit of no deductibles. These plans are co-pay driven, making it easy for members to access the care they need without worrying about upfront costs.
  2. Simplified Underwriting: IHP's Level-Funded MEC plans offer simplified underwriting processes, ensuring a hassle-free experience for both employers and employees. This streamlined approach means quicker enrollments and smoother transitions.
  3. Unlimited Telemedicine: In today's digital age, telemedicine is a game-changer. IHP's MEC plans include unlimited telemedicine services, allowing members to access healthcare professionals from the comfort of their homes or offices.
  4. Plan Options with RBP: IHP offers four distinct plan options with Reference-Based Pricing (RBP). This innovative pricing model ensures transparency and cost containment, benefitting both employers and employees.
  5. $0 Copay on Generic Drugs: Members of IHP's MEC plans enjoy a $0 copay on generic drugs, ensuring affordable access to essential medications. While specialty drugs may not be covered, this feature helps keep prescription costs in check.

Advantages of IHP Level-Funded (MEC) Health Plans

  1. Penalty Avoidance: One of the most significant advantages of IHP's MEC plans is their compliance with the Affordable Care Act (ACA) requirements. By offering Minimum Essential Coverage, employers can avoid penalties while providing essential health benefits to their employees
  2. Coverage Grows by Plan Tier: As members move up the plan tiers, their coverage expands accordingly. This tiered approach allows for customizable coverage based on individual needs and preferences.
  3. Coexistence with Traditional Plans: IHP's Level-Funded MEC plans can seamlessly coexist with traditional health insurance plans. This flexibility allows employers to offer a diverse range of options to meet the varied needs of their workforce.
  4. Affordability and Employer Contribution Flexibility: Perhaps the most compelling aspect of IHP's MEC plans is their affordability. These plans are designed to be more cost-effective than many other options in the market, offering significant savings for both employers and employees. Additionally, employers have the flexibility to tailor their contributions based on budgetary considerations and employee preferences.


How to Offer IHP Level-Funded (MEC) Health Plans to Employer Groups:

  1. Consultation: Contact an IHP representative to explore your employer group's unique needs and preferences.  
  2. Customized Solutions: IHP is dedicated to crafting tailored Level-Funded (MEC) Health Plans that meet your employer group's specifications and budget.
  3. Enrollment Assistance: IHP offers seamless enrollment processes, simplifying the signup process for employer groups and enabling them to provide these valuable benefits to their employees effortlessly.
  4. Ongoing Support: From initial implementation to continuous assistance, IHP is committed to ensuring a seamless and successful experience for both brokers and employer groups.

Empower Your Clients with IHP Level-Funded (MEC) Health Plans

By partnering with IHP Health Insurance, brokers can offer their employer groups a game-changing solution in the world of health insurance. With Level-Funded Minimum Essential Coverage plans that boast no deductibles, simplified underwriting, penalty avoidance, unlimited telemedicine, RBP options, $0 copays on generic drugs, tiered coverage growth, coexistence with traditional plans, and unmatched affordability and flexibility in employer contributions, IHP is paving the way for a new era of healthcare accessibility.

So, if you're ready to empower your clients with comprehensive, cost-effective, and penalty-avoiding health insurance solutions, consider IHP's Level-Funded MEC plans. Your clients will thank you for the opportunity to offer their employees quality coverage without breaking the bank. Contact us today to learn more about how IHP can revolutionize your clients' healthcare benefits offerings and elevate their employee satisfaction. Together, let's pave the way to a healthier and more secure future with IHP Health Insurance.

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Change the way you view healthcare with IHP, and we'll help you create an environment of Health, Simplified.