Meets ACA Compliance
helps avoid Penalties for Employer Mandate (Part-A), providing peace of mind to both employers and employees.
Fully-Insured Minimum Essential Coverage
Empower Your Employer Groups with IHP Fully Insured Minimum Essential Coverage (MEC) Health Plans.
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Minimum Essential Coverage (MEC) plans offer essential health benefits to allow employees the opportunity to take control of their preventive health measures. The Affordable Care Act (ACA) requires employers and employees to meet certain requirements for health insurance, and an IHP MEC can help check some of those boxes.
What is IHP Fully Insured MEC Health Insurance?
IHPs fully insured MEC plans offer 100% preventive, in-network services for $0 co-pay, unlimited telemedicine, and more, all without requiring any employer contributions. On top of that, our Minimum Essential Coverage plans are fully compliant with the Affordable Care Act (ACA), ensuring that employers and individuals avoid penalties for Employer Mandate Part-A.
Key Features of IHP Fully Insured MEC Plans
100% Free Preventive Services
From routine check-ups, screenings, vaccinations, and more, our MEC helps promote proactive healthcare management.
Unlimited Telemedicine
Quick access to health professionals can be significant to members’ overall health.
No Employer Contribution Required
This cost-effective solution benefits both employers and employees, ensuring comprehensive coverage without additional financial burdens.
Reasonable Participation Requirements
Employer groups of all sizes can enroll, affording a more traditional benefits solution to underserved small employers.
Advantages of IHP's Fully Insured MEC Plans
With IHP's MEC plans, employer contribution is not required. Groups can see potential savings on overall healthcare plan costs while providing essential coverage to their employees. Members enjoy the preventive benefits they need and don’t have to give up access to a vast network of healthcare providers.
How to Offer IHP Fully Insured MEC Plans
We understand the pivotal role you play in guiding employer groups toward the best healthcare solutions, and we want to help you do that.
Consultation
Contact us with the unique needs of your group.
Customized Solutions
We'll create a customizable package based on your group's requirements.
Enrollment Assistance
The enrollment process is quick, easy, and digitally seamless.
Ongoing Support
Customer experience is a top priority, so from implementation to ongoing support, we're committed to a smooth process.
