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Empower Your Employer Groups with IHP Fully Insured Minimum Essential Coverage (MEC) Health Plans


Welcome, Brokers and Employers! Are you ready to revolutionize the health benefits landscape for your employer groups? Look no further than IHP's Fully Insured Minimum Essential Coverage (MEC) health plans. In this comprehensive guide, we'll delve into the details of IHP's ACA-compliant MEC plans, designed to provide top-notch coverage while ensuring compliance and cost-effectiveness for employers. Let's explore how these plans offer 100% preventive, in-network services, unlimited telemedicine, and more, all without requiring any employer contributions.

What is IHP Fully Insured MEC Health Insurance?

IHP Health Insurance: As a trusted leader in the health insurance industry, IHP stands at the forefront of innovation and excellence. Our Fully Insured Minimum Essential Coverage (MEC) health plans are meticulously crafted to meet the needs of both employers and employees.

Minimum Essential Coverage (MEC): Under the Affordable Care Act (ACA), MEC health plans offer essential benefits that meet the federal requirements for health coverage. This ensures that employers and individuals avoid penalties under the Employer Mandate (Part-A) while providing comprehensive healthcare benefits.

Key Features of IHP Fully Insured MEC Plans:

  1. ACA Compliance: IHP's MEC health plans are fully compliant with the Affordable Care Act (ACA) regulations, providing employers with peace of mind and assurance of adherence to federal requirements.
  2. Avoid Penalties for Employer Mandate (Part-A): Employers can confidently offer IHP's MEC plans to their employees, knowing that they are meeting the ACA's Employer Mandate (Part-A) without incurring penalties.
  3. 100% Preventive, In-Network Services Free to Members: With IHP's MEC plans, members have access to a wide range of preventive services at no cost when using in-network providers. This includes routine check-ups, screenings, vaccinations, and more, promoting proactive healthcare management.
  4. Unlimited Telemedicine: In today's fast-paced world, convenience and accessibility are paramount. IHP's MEC plans offer unlimited telemedicine services, allowing members to consult with healthcare professionals from the comfort of their homes or offices.
  5. No Employer Contribution Required: Employers can offer IHP's Fully Insured MEC plans to their employees without the need for any employer contributions. This cost-effective solution benefits both employers and employees, ensuring comprehensive coverage without additional financial burdens.
  6. Reasonable Participation Requirements: IHP understands the importance of flexibility for employers. Our MEC plans come with reasonable participation requirements, making it easy for employer groups of all sizes to enroll and offer these valuable benefits to their employees.

Advantages of IHP's Fully Insured MEC Plans:

  1. Cost Savings: By opting for IHP's MEC plans, employers can save significantly on healthcare costs while providing essential coverage to their employees.
  2. Comprehensive Coverage: Members enjoy a comprehensive range of benefits, including preventive care, telemedicine, and access to a vast network of healthcare providers.
  3. Employee Satisfaction: Offering robust healthcare benefits enhances employee satisfaction and retention, contributing to a positive work culture.
  4. Compliance Assurance: IHP's MEC plans ensure full compliance with the ACA's regulations, giving employers peace of mind and avoiding potential penalties.

How to Offer IHP Fully Insured MEC Plans to Employer Groups:

  1. Consultation: Reach out to an IHP representative to discuss your employer group's specific needs and preferences.
  2. Customized Solutions: IHP will work with you to tailor a Fully Insured MEC plan that aligns with your employer group's requirements and budget.
  3. Enrollment Assistance: IHP provides seamless enrollment processes, making it easy for employer groups to sign up and offer these valuable benefits to their employees.
  4. Ongoing Support: From implementation to ongoing support, IHP remains committed to ensuring a smooth and successful experience for both brokers and employer groups.


As brokers, you play a pivotal role in guiding employer groups towards the best healthcare solutions. With IHP's Fully Insured Minimum Essential Coverage (MEC) health plans, you can empower your clients with ACA-compliant, cost-effective, and comprehensive coverage. From avoiding penalties under the Employer Mandate to offering 100% preventive, in-network services free to members, IHP's MEC plans are designed to meet the diverse needs of employer groups of all sizes. Take the next step towards enhancing the healthcare benefits for your clients and their employees by partnering with IHP today!

For inquiries, consultations, and enrollment assistance, contact IHP at [insert contact information]. Let's together create a healthier and more secure future for employer groups through IHP's Fully Insured MEC plans.

Let's Take The Next Step

Change the way you view healthcare with IHP, and we'll help you create an environment of Health, Simplified.