Nationwide Fixed Composite Rates
IHP Dental, Vision & Hearing Aid
Check out our fixed rate, fully insured dental plan options, and add vision and hearing aid riders to round out your benefits coverage.
Dental Plans
When it comes to maintaining optimal oral health, having reliable dental insurance can make all the difference. A trip to the dentist could mean substantial out-of-pocket costs without insurance. Our dental plans offer a comprehensive and affordable solution, with composite rates nationwide, and a range of benefits tailored to meet the needs of individuals and families alike--from routine checkups and cleanings to basic and major restorative care.
Dental Plans Offered
Employers can choose from three different plan options. All plans have a low deductible of $100.
$1,000 annual maximum benefit
$2,000 annual maximum benefit
$3,000 annual maximum benefit
Key Features of IHP Dental Plans
Dentemax Network for Nationwide Coverage
No Waiting for Basic Services
Major Restorative Care
Vision
Regular eye exams can help detect eye diseases early and preserve vision, and today, about 11 million Americans over age 12 need vision correction, according to the CDC. By promoting regular eye exams and early detection of potential health issues, future out-of-pocket costs could be reduced, and not to mention, clear vision is a cornerstone of daily life and productivity.
Our vision rider is designed to complement a holistic approach to health and wellness benefit packages, and with the IHP vision rider, they have control over their own provider through our open network model. We offer a $200 benefit applied per year, and a simple, single composite rate.
Key Features Include:
- $200 annual benefit
- Single, composite rate
- Open network model
- Bundle with Dental & Hearing Aid
Hearing Aid
The cost of hearing aids and related hearing services can often pose a significant barrier to access for those in need. And, many health plans, including Medicare, offer minimal to no benefits for hearing aids, leaving many to pay up to $3,000 or more per device.
From routine maintenance and repairs to staying abreast of technological advancements in hearing aid technology, policyholders can rest assured that their needs are fully supported under the IHPlans Hearing Aid Rider.
Bundled with our dental and vision plans, our hearing aid plan offers members an extra $500 per year to help supplement their costs. Like our vision and dental plans, our hearing aid plan includes an open network model and single composite rates.
Key Features Include:
- $500 annual benefit
- Single, composite rate
- Open network model
- Bundle with Dental & Vision
